Overview of Promotions (Valid through Dec 2025 – Aug 2026)
The current DBS/POSB promotion lineup offers solid value across different dining categories, from food delivery to cafes and restaurants. Here’s what stands out and how to maximize your savings.
Promotion Breakdown & Value Analysis
Best Overall Value: foodpanda
- Deal: $6 off ($40 min spend) or $10 off ($80 min spend) with code ‘DBS2025’
- PayLah! Option: $3 off ($30 min spend) with code ‘PAYLAH2025’
- Value: 12.5% savings on $80 orders
- Verdict: Excellent for group orders or weekly meal prep deliveries
Best Quick Savings: KFC
- Deal: $2 cashback ($15 min spend) via PayLah! at kiosks
- Value: 13.3% savings
- Verdict: Great for solo meals, easy to hit minimum spend
Best for Coffee Lovers: luckin coffee
- Deal: $1 cashback ($5 min spend), $3 on Saturdays (10am-10pm)
- Value: 20-60% savings depending on order
- Verdict: Exceptional Saturday value, limited to 5,000 redemptions monthly
Solid Cafe Deal: The Coffee Bean & Tea Leaf
- Deal: $3 off ($18 min spend)
- Value: 16.7% savings
- Verdict: Perfect for coffee and pastry combo, widely available
Premium Dining & Cafe Options
Keong Saik Bakery – Heritage Bakery with Modern Twist
- Deal: 10% off a la carte + $3 Saturday cashback via PayLah!
- Location: Bendemeer (Luzerne Building) & Holland Village
- Must-Try Menu Items:
- Croissant Cubes: Muah Chee ($5.90++), Mentaiko Cheese ($6.40++), Orh Nee
- Kouign-amann: Miso Salmon ($6.60++), Miso ($4.70++)
- Hot Items: Truffle Mac & Cheese ($15.90++), Otah Mac & Cheese ($15.90++)
- Signature Pastries: Sor Hei (black & white Danish with chocolate chips), Burnt Cheesecake (from $8.20)
- Croissant Flans ($6) and Croissant Eclairs ($6.90) – Bendemeer exclusive
- Ambiance: Korean-style industrial cafe with natural lighting, cement floors, and Instagram-worthy pastry displays
- Pro Tip: Limited quantities of each pastry – arrive early for best selection
Overscoop – Waffles, Croffles & Gelato
- Deal: 1-for-1 croffles/waffles (50% savings) – quote ‘DBS 1-for-1’ at cashier
- 5 Locations: Orchard Central, Tanjong Pagar, Clarke Quay, Hougang RiverCourt, West Coast Plaza
- Menu Highlights:
- Croffles: Classic ($7), crispy exterior with flaky, buttery interior
- Waffles: Pandan Waffle, Mochi Waffle ($8), Dark Cocoa Waffle
- Gelato Flavors: 30+ options including Thai Milk Tea, Taro Yam, Salted Toffee Cookies, Roasted Pistachio, Strawberry Cheesecake
- Pricing: Single scoop from $5.50 (premium +$1, signature +$2)
- Unique Feature: Every order includes a free mini “overscoop” – an extra scoop to try another flavor
- Best For: Dessert dates, late-night cravings (Tanjong Pagar open till 12:15am)
Cafe Manna – Chapel-Turned-Cafe
- Deal: 1-for-1 sides (50% savings)
- Location: Mount Sophia (9-min walk from Dhoby Ghaut MRT, uphill trek)
- 1-for-1 Sides Menu:
- Loaded Tater Tots ($15.90++) – mentaiko mayo, furikake, tobiko
- Truffle Fries ($14.90++)
- Buffalo Wings ($15.90++)
- Other Menu Highlights:
- Rosti with Sausage & Egg ($18.90++) – thick, crispy rosti with juicy sausage
- Baked Shakshuka with Chorizo & Sourdough ($19.90++)
- Bandung Rose Latte ($7.50) – local-inspired specialty
- Specialty coffee by AM Coffee (Ethiopian & Colombian blend)
- Ambiance: Restored 1960s chapel with stunning stained glass windows, high ceilings, Scandinavian furniture, perfect for Instagram
- Pro Tip: Free parking at nearby condo visitor lots; check social media for cafe closure dates (doubles as event space)
Chimi’s – Singapore-Mexican Fusion
- Deal: 15% off food items
- Location: 313@Somerset
- Menu Highlights:
- Signature: Chimichangas (deep-fried burritos)
- Tacos (various fillings)
- Quesadillas: Plain Cheese ($12), Carne Asada Beef ($18)
- Burgers: Angus beef patty with jalapeño mayo, served with fries
- Drinks: Signature flavored margaritas, Craft Beer “Neon Donkey”
- Cuisine Style: “SG-Mex” – Mexican classics adapted to Singaporean palate
- Ambiance: Casual Mexican bar & restaurant with pink chairs, shipping container aesthetic, dog-friendly
- Hours: Sun-Thurs 12pm-11pm, Fri-Sat 12pm-12am
Spending Optimization Strategies
Strategy 1: Saturday Stacking
Maximize the DBS Sip n’ Sweets $3 Cashback Campaign every Saturday:
- Morning: luckin coffee ($3 cashback on $5+ order)
- Afternoon: Keong Saik Bakery ($3 cashback via PayLah!)
- Evening: Check other participating cafes (Plain Vanilla, Creamier, SYIP)
Potential savings: $9+ every Saturday
Strategy 2: Weekly Food Delivery Pooling
Coordinate with family or housemates for one large foodpanda order weekly:
- Pool orders to reach $80 threshold
- Use code ‘DBS2025’ for $10 off
- Split costs among participants
- Monthly savings: $40-50 (4-5 orders)
Strategy 3: Coffee Subscription Alternative
Replace daily coffee shop visits with strategic luckin coffee orders:
- Target Saturday visits for $3 cashback
- Use $1 cashback on other days (first 5,000 monthly)
- Average 2-3 visits weekly = $6-10 monthly savings
Strategy 4: Social Dining Optimization
For dining out with friends or partners:
- Overscoop: 1-for-1 croffles/waffles – each order comes with a free “overscoop” mini scoop. Perfect for sharing 2 waffles with 4+ scoops of gelato
- Cafe Manna: Order 2 sides with 1-for-1 deal ($15.90++ becomes $7.95++ per side). Get Loaded Tater Tots + Buffalo Wings for sharing
- Chimi’s: 15% off entire food bill – ideal for group orders of tacos, quesadillas, and chimichangas
- Keong Saik Bakery: Share a variety of pastries (kouign-amann, croissant cubes) with 10% off, plus hot items like mac & cheese
Strategy 5: Monthly Spending Calendar
Week 1-2: Focus on luckin coffee promotions (before 5,000 redemption limit) Every Saturday: Activate Sip n’ Sweets cashback at different cafes Mid-month: Plan 1-2 dining experiences (Chimi’s, Cafe Manna, Overscoop) End of month: Use remaining foodpanda codes for meal prep deliveries
Restaurant-Specific Optimization Tips
Keong Saik Bakery
- Best Time: Arrive by 10am on weekdays for full pastry selection (they make limited quantities)
- Strategic Order: Combine savory hot items (mac & cheese $15.90++) with pastries for a full meal under $25 with 10% off
- Saturday Bonus: Use PayLah! to get $3 cashback on top of 10% discount
- Don’t Miss: Muah Chee Croissant Cube (sells out fast), Sor Hei signature pastry
Overscoop
- Best Value Combo: Order 1-for-1 waffle/croffle ($7-8), get 2 treats + 2 free mini overscoops = 4 gelato flavors for $3.50-4 each
- Location Strategy:
- Orchard Central: Most accessible, open Mon-Fri 12:30pm-11pm
- Tanjong Pagar: Late-night option (till 12:15am), newest flagship with cherry blossom decor
- West Coast/Hougang: Convenient for West/Northeast residents
- Flavor Recommendations: Salted Toffee Cookies, Thai Milk Tea (premium), Taro Yam (premium)
Cafe Manna
- Getting There: Free parking at adjacent condo visitor lots; alternatively take Grab to avoid uphill walk
- Strategic Order: Get 1-for-1 on two different sides (e.g., Loaded Tater Tots + Buffalo Wings) = $15.90 for both
- Full Meal: Add main dish (Rosti $18.90++ or Shakshuka $19.90++) + 1-for-1 sides = hearty brunch for ~$35 for 2 pax
- Best Experience: Visit for brunch on weekends (9am-6pm) when natural light through stained glass is spectacular
Chimi’s
- Maximizing 15% Off: Order family-style – multiple tacos, quesadillas, and a chimichanga to share
- Example Calculation: $100 food bill – 15% = $85 savings
- Happy Hour: Check for additional drink specials during happy hour (combine with food discount)
- Ambiance Tip: Great for casual group dinners, lively bar atmosphere
Key Tips to Maximize Savings
Track Redemption Limits
- luckin coffee: First 5,000 redemptions monthly (resets on the 1st)
- foodpanda: Limited weekly redemptions
- Most deals: One redemption per receipt/day
Choose the Right Payment Method
- PayLah!: Best for KFC, luckin coffee Saturday deals, and Sip n’ Sweets campaign
- DBS/POSB Cards: Best for foodpanda, Coffee Bean, and percentage discounts
Avoid Common Pitfalls
- Don’t force spending just to hit minimums
- Check excluded outlets (airports, Sentosa often excluded)
- Set calendar reminders for monthly limit resets
- Read terms carefully for validity periods
Combine with Other Benefits
- Use DBS credit cards that offer additional dining rewards
- Stack with merchant loyalty programs where allowed
- Check PayLah! Rewards tab regularly for new campaigns
Monthly Savings Projection
Conservative user (occasional dining):
- 2 foodpanda orders: $12 off
- 4 luckin coffee visits: $4-6 cashback
- 2 restaurant meals: $6-10 off
- Total: $22-28/month
Active user (frequent dining):
- 4 foodpanda orders: $24 off
- 8 luckin coffee visits (Saturdays prioritized): $12-16 cashback
- 4 Saturday Sip n’ Sweets cafes: $12 cashback
- 4 restaurant visits: $12-20 off
- Total: $60-72/month
Final Verdict
These DBS/POSB promotions offer genuine value for Singapore diners, particularly for those willing to be strategic about timing and payment methods. The Saturday campaigns provide exceptional opportunities for savings, while everyday deals make regular indulgences more affordable. By planning your dining around these promotions, you can realistically save $25-70 monthly without significantly changing your eating habits.
Best for: Regular diners, coffee enthusiasts, and anyone already using DBS/POSB banking products Pro tip: Set up the PayLah! app if you haven’t already—many of the best deals require it.