by chung chinyi | Jul 18, 2025 | Uncategorized
What ChatGPT Recommended: Custodial Accounts (UGMA/UTMA) – These allow investing in stocks and securities, with funds transferring to the child at legal adulthood. No contribution limits, and favorable tax treatment. 529 Plan – Education savings account...
by chung chinyi | Jul 18, 2025 | Uncategorized
When applying ChatGPT’s financial advice framework to Singapore’s savings landscape, the AI’s reliability issues become even more pronounced. While the US analysis showed rate inaccuracies of 0.5-1%, Singapore’s unique banking environment and...
by chung chinyi | Jul 18, 2025 | Uncategorized
The core argument is that AI tools are “pattern predictors, not substitutes for human reasoning.” This is a crucial distinction – while ChatGPT can process vast amounts of financial information and provide grammatically correct responses, it lacks...
by chung chinyi | Jul 18, 2025 | Uncategorized
Investment Strategies Mentioned Imagine standing at the edge of a bustling market, where everyone seems to be rushing toward the latest shiny opportunity. The temptation is real — but wisdom whispers: don’t chase, assess. Rather than letting fear of missing out...
by chung chinyi | Jul 18, 2025 | Uncategorized
In the crowded landscape of web browsers, Maxthon has carved out a distinctive niche as a pioneer in cross-device synchronization and cloud integration. Originally discovered by Team RIO as a “ridiculously well-kept secret” in 2013, Maxthon has evolved...