by chung chinyi | Sep 7, 2025 | Uncategorized
Imagine turning £20,000 into £2.8 billion. That’s the magic Berkshire Hathaway has worked for its loyal shareholders since 1965, far outpacing the S&P 500 and leaving index funds in the dust. Even today, a simple £20,000 investment at the start of 2025 has already...
by chung chinyi | Sep 7, 2025 | Uncategorized
The Fed’s Limited Control Over Mortgage Rates The Federal Reserve only directly controls short-term interest rates through the fed funds rate. However, 30-year mortgage rates are tied to 10-year Treasury note yields, not the fed funds rate. These Treasury yields...
by chung chinyi | Sep 7, 2025 | Uncategorized
Revolutionizing Emergency Food Aid in Singapore How automated vending machines are transforming food security in the heartlands, one Bank Card at a time In the bustling void decks of Singapore’s HDB estates, a quiet revolution is taking place. Where residents...
by chung chinyi | Sep 7, 2025 | Uncategorized
Applying the American Dream’s $5.05 million framework to Singapore reveals both similarities and stark differences. The “Singapore Dream” would likely cost SGD $4.2-4.8 million (USD $3.1-3.6 million) over a lifetime, but with fundamentally different...
by chung chinyi | Sep 7, 2025 | Uncategorized
Imagine starting your day before dawn, the city still wrapped in quiet. You walk through Pasir Panjang Wholesale Centre, greeted by rows of fresh greens and the briny scent of just-caught seafood. Here, twenty football fields brim with treasures at prices you won’t...
