by chung chinyi | Dec 21, 2025 | Uncategorized
December 2025 Analysis EXECUTIVE SUMMARY Singapore savers face a critical wealth erosion problem in December 2025. While US savers earn 5.00% APY on their emergency funds, Singaporeans earn just 1.38-2.45% on comparable accounts—a gap of 2.5-3.6 percentage points that...
by chung chinyi | Dec 21, 2025 | Uncategorized
An In-Depth Strategic Case Study Executive Summary Putien represents a remarkable success story in the competitive food and beverage industry. Founded in 2000 by Fong Chi Chung, an arts graduate with no culinary training, the restaurant has grown from a single coffee...
by chung chinyi | Dec 21, 2025 | Uncategorized
What is MealPal? MealPal is a subscription-based lunch service that partners with restaurants in major cities across the United States and Canada to offer discounted meals to members. Think of it as a gym membership, but for lunch—you pay a monthly fee and gain access...
by chung chinyi | Dec 21, 2025 | Uncategorized
Executive Summary The Central Provident Fund (CPF) system is implementing significant reforms effective January 1, 2026, marking a critical juncture in Singapore’s retirement adequacy strategy. These changes represent the final phase of adjustments initiated in...
by chung chinyi | Dec 21, 2025 | Uncategorized
Key Revelations The documents reveal that Singapore’s separation was negotiated between leaders of both nations, rather than being a sudden, unilateral expulsion by Malaysia Wikipedia. This challenges the long-held narrative of Singapore being “kicked...
