by chung chinyi | Jun 23, 2025 | Uncategorized
As inflation continues to rise in Singapore, eating out has become more expensive than ever. Restaurants and hawker stalls are increasing their prices, making even simple meals a costly affair. For many families, these higher costs can quickly add up. Because of this,...
by chung chinyi | Jun 23, 2025 | Uncategorized
Step 1: Assess Your Current Financial Situation (Singapore Context) Income Assessment Singapore-Specific Considerations: Median household income: ~S$10,099 (2024) CPF contributions: 20% employee + 17% employer = 37% total Bonus structure: Many Singapore employers...
by chung chinyi | Jun 23, 2025 | Uncategorized
UK Fraud Trends: A Comprehensive Analysis Scale and Evolution The UK fraud landscape presents a complex picture of both progress and emerging challenges. Fraud remains the most prevalent crime against individuals in England and Wales, accounting for an estimated 41%...
by chung chinyi | Jun 22, 2025 | Uncategorized
Understanding the Singapore Context Before diving into specific strategies, it’s crucial to understand Singapore’s unique financial landscape. An emergency fund should be a priority and you should have at least 3-6 months of living expenses saved as a...
by chung chinyi | Jun 22, 2025 | Uncategorized
Understanding the Psychology of Revenge Saving The Emotional Economics Behind the Trend “Revenge saving” represents a fascinating psychological shift in financial behavior that mirrors the intensity of post-pandemic “revenge spending” but...
