RBI Digital Banking Guidelines

RBI Digital Banking Guidelines

Executive Summary The Reserve Bank of India’s (RBI) December 2025 digital banking guidelines represent a pivotal regulatory intervention in India’s rapidly evolving financial technology landscape. These regulations balance the imperative of digital...
Singapore Savings Crisis

Singapore Savings Crisis

Executive Summary Singaporean savers face a profound disadvantage compared to their US counterparts, earning less than half the returns on equivalent cash savings. This comprehensive case study examines the structural reasons behind this gap, presents real-world...