by chung chinyi | Jan 26, 2026 | Uncategorized
Title:“Too Good to Be True”: Bait‑Style Property Listings as a Market‑Distorting Practice in Singapore’s Residential Real Estate Abstract The rapid digitisation of property marketing has amplified the use of “bait‑style” listings – advertisements that deliberately...
by chung chinyi | Jan 26, 2026 | Uncategorized
Executive Summary While US savers enjoy returns of 3-5% on cash deposits, Singaporeans face a more challenging landscape with rates clustering around 1.4-2.6% for accessible savings. However, with strategic planning and the right product mix, Singaporeans can still...
by chung chinyi | Jan 26, 2026 | Uncategorized
Fed Rate Decision Impact on Households, Businesses & Investors EXECUTIVE SUMMARY Singapore enters 2026 in a paradoxical position: strong 2025 performance (4.0-4.8% GDP growth) but facing significant headwinds from global trade tensions and cooling electronics...
by chung chinyi | Jan 26, 2026 | Uncategorized
Executive Summary While Singaporeans are known as diligent savers, a significant portion of the population is experiencing silent wealth erosion through suboptimal savings allocation. This case study examines the magnitude of idle savings in Singapore, analyzes its...
by chung chinyi | Jan 25, 2026 | Uncategorized
Introduction In the interconnected world of modern finance, few phenomena are as potentially devastating as a bank run. When confidence evaporates and depositors rush to withdraw their funds simultaneously, even healthy financial institutions can collapse within...
