by chung chinyi | May 27, 2025 | Uncategorized
Recession survival guide tips The five main things to avoid: Co-signing loans – Higher risk of both parties facing job loss or income decline Adjustable-rate mortgages (ARMs) – Rates typically fall early in recessions but rise during recovery Taking on new...
by chung chinyi | May 26, 2025 | Uncategorized
Understanding your spending is crucial—you can’t make meaningful changes without knowing where your money actually goes. Tracking your spending through bank statements, apps, or simple spreadsheets gives you the Awareness needed to identify problem areas....
by chung chinyi | May 26, 2025 | Uncategorized
The emphasis on building emergency savings and paying down debt makes particular sense during volatile times. Having 3-6 months of expenses readily available provides crucial breathing room, while reducing variable-rate debt protects you from rising interest costs...
by chung chinyi | May 26, 2025 | Uncategorized
Can you pay bills with prepaid cards? Yes, both prepaid debit cards and network-branded gift cards (Visa/Mastercard) can be used to pay bills, provided there are sufficient funds loaded on the card. How it works: The card’s processor (Visa, MasterCard, Discover,...
by chung chinyi | May 26, 2025 | Uncategorized
As inflation surges to unprecedented heights, individuals everywhere are feeling the tightening grip on their finances. In Singapore, where the cost of living is notoriously steep, making savvy spending decisions has never been more crucial, especially when it comes...
