DebitMyData Human Energy Grid

DebitMyData Human Energy Grid

Executive Summary This case study examines DebitMyData’s Human Energy Grid concept and its potential implications for Singapore’s digital economy, AI infrastructure development, and workforce transformation. As Singapore positions itself as a leading AI...
Dona Manis Heritage Bakehouse

Dona Manis Heritage Bakehouse

Rating: 4/5 | Heritage Comfort | East Coast Road, Katong For decades, devotees of Dona Manis have clutched paper boxes of banana pie in the basement of Katong Shopping Centre with nowhere to sit. That era has ended. Dona Manis Heritage Bakehouse, the...
Singapore Property Mortgage Gap

Singapore Property Mortgage Gap

Executive Summary Singapore faces a property wealth divide driven not primarily by mortgage rate differentials (unlike the US), but by property price appreciation timing and punitive regulatory barriers that lock homeowners in place. Those who...
Singapore Credit Scoring System

Singapore Credit Scoring System

Executive Summary This case study examines the credit scoring landscape in Singapore, analyzing real-world scenarios faced by consumers, identifying systemic challenges, and proposing comprehensive solutions to improve financial literacy and creditworthiness among...
Singapore Post-Holiday Returns

Singapore Post-Holiday Returns

Executive Summary Singapore’s retail sector faces a transformative challenge as post-holiday return dynamics evolve. With the retail market valued at SGD 67.9 billion (USD 50.38 billion) in 2025 and projected growth to SGD 77.3 billion (USD 57.39 billion) by...