by chung chinyi | May 26, 2025 | Uncategorized
The emphasis on building emergency savings and paying down debt makes particular sense during volatile times. Having 3-6 months of expenses readily available provides crucial breathing room, while reducing variable-rate debt protects you from rising interest costs...
by chung chinyi | May 26, 2025 | Uncategorized
Can you pay bills with prepaid cards? Yes, both prepaid debit cards and network-branded gift cards (Visa/Mastercard) can be used to pay bills, provided there are sufficient funds loaded on the card. How it works: The card’s processor (Visa, MasterCard, Discover,...
by chung chinyi | May 26, 2025 | Uncategorized
As inflation surges to unprecedented heights, individuals everywhere are feeling the tightening grip on their finances. In Singapore, where the cost of living is notoriously steep, making savvy spending decisions has never been more crucial, especially when it comes...
by chung chinyi | May 26, 2025 | Uncategorized
https://www.straitstimes.com/singapore/more-than-650000-lost-to-fake-friend-scams-since-april This news article highlights a concerning trend in Singapore: scammers are exploiting people’s trust through “fake friend” scams. The scale is...
by chung chinyi | May 26, 2025 | Uncategorized
Bank Runs: Deep Analysis and Impact on Singapore Understanding Bank Runs: Psychological and Economic Dynamics The Psychology of Panic Bank runs represent one of the most vivid examples of collective panic in financial markets. They operate on a fundamental asymmetry:...