Singapore Savings Rate Crisis

Singapore Savings Rate Crisis

December 2025 Analysis EXECUTIVE SUMMARY Singapore savers face a critical wealth erosion problem in December 2025. While US savers earn 5.00% APY on their emergency funds, Singaporeans earn just 1.38-2.45% on comparable accounts—a gap of 2.5-3.6 percentage points that...
MealPal

MealPal

What is MealPal? MealPal is a subscription-based lunch service that partners with restaurants in major cities across the United States and Canada to offer discounted meals to members. Think of it as a gym membership, but for lunch—you pay a monthly fee and gain access...
2026 CPF Changes

2026 CPF Changes

Executive Summary The Central Provident Fund (CPF) system is implementing significant reforms effective January 1, 2026, marking a critical juncture in Singapore’s retirement adequacy strategy. These changes represent the final phase of adjustments initiated in...