by chung chinyi | May 24, 2025 | Uncategorized
Emergency Fund Guidelines: Start with $2,000 or half a month’s expenses as an initial buffer for common unexpected costs Build toward 3-6 months of living expenses for job loss protection Consider your specific situation: dual-income households might need less,...
by chung chinyi | May 23, 2025 | Uncategorized
The Big Picture: Credit scores are like grades for your financial history – they give lenders a quick way to assess your creditworthiness You actually have multiple credit scores (not just one), and they can vary based on the scoring company, algorithm used, and...
by chung chinyi | May 23, 2025 | Uncategorized
Strategic Realignment: The potential troop reduction seems connected to the Pentagon’s broader Indo-Pacific strategy focused on countering China. The proposed redeployment to Guam positions forces at a strategic hub that’s roughly equidistant from key...
by chung chinyi | May 23, 2025 | Uncategorized
The four traps he identifies are pretty standard: Bait-and-Switch Interest Rates – This is especially prevalent with online banks and credit unions advertising high promotional rates. The key is reading the fine print to understand when rates change and what...
by chung chinyi | May 23, 2025 | Uncategorized
Impact Analysis: U.S. Movie Tariffs on Singapore, ASEAN, and Asia Executive Summary The proposed 100% tariff on foreign-made movies represents a significant departure from traditional trade policy, targeting services rather than goods. For Singapore, ASEAN, and...
