by chung chinyi | Nov 21, 2025 | Uncategorized
While Singapore’s robust housing framework prevents U.S.-style foreclosure crises, emerging indicators suggest growing financial stress among lower-middle-income homeowners. This case study examines three representative households facing mortgage pressures and...
by chung chinyi | Nov 21, 2025 | Uncategorized
All Hands Café represents a bold reinvention of the Telok Ayer dining scene, transforming from the former steakhouse Boeuf into a vibrant Japanese-inspired café. Located at 159 Telok Ayer Street, this beautifully renovated shophouse combines modern aesthetics with...
by chung chinyi | Nov 20, 2025 | Uncategorized
The Paradox of Interdependence: Analyzing U.S. Borrowing from Chinese State Banks and its Long-Term Implications for SingaporeAbstract This paper examines the significant and paradoxical findings of a recent AidData report, which reveals that the United States has...
by chung chinyi | Nov 20, 2025 | Uncategorized
Singapore vs UK Deposit Protection Comparison Current Protection Levels: Singapore: S$100,000 per depositor per bank (effective from April 1, 2024) SdicSdic UK: £120,000 per depositor per banking license (effective December 1, 2025) At current exchange rates (~£1 =...
by chung chinyi | Nov 20, 2025 | Uncategorized
Navigating the Digital Mirage: A Comparative Analysis of Generative AI and Specialised Platforms for Personal Finance in SingaporeAbstract Generative artificial intelligence (AI) refers to systems that produce novel outputs — text, images, or code — by learning...
by chung chinyi | Nov 20, 2025 | Uncategorized
Introduction: From Static Skills to Dynamic Capabilities In an era where artificial intelligence displaces job functions overnight and geopolitical shifts redraw supply chains within quarters, Singapore’s workforce faces an unprecedented challenge: the shelf...
