by chung chinyi | Sep 2, 2025 | Uncategorized
Introduction: Beyond Penny-Pinching Imagine opening your fridge and loving what you see: fresh, tasty food, all bought without breaking the bank. For many families, groceries eat up a big slice of the budget — often 10-15% of what we earn. But here’s the good news:...
by chung chinyi | Sep 1, 2025 | Uncategorized
The Perfect Storm: Rising Needs, Shrinking Resources The UNHCR faces an unprecedented paradox – a 17% budget cut ($1.7 billion reduction) precisely when global displacement is expected to hit 136 million people, a 5% increase from 2024. This creates a dangerous...
by chung chinyi | Sep 1, 2025 | Uncategorized
The Scale of Expansion Chinese food and drink brands are sweeping across Southeast Asia, changing the way we eat and drink. Their shops pop up faster than you can blink. Walk down the streets of Singapore or Kuala Lumpur, and you’ll spot them — bright lights, bustling...
by chung chinyi | Sep 1, 2025 | Uncategorized
The “Trading Down” Phenomenon American consumers are engaging in widespread “trading down” – buying cheaper versions of products they need and want rather than cutting spending entirely. This trend spans multiple categories from groceries...
by chung chinyi | Aug 31, 2025 | Uncategorized
Every day in Singapore, mountains of food are thrown away. Yet, just a few streets over, families wonder where their next meal will come from. This city, shining with glass towers and green gardens, faces a challenge: too much waste and too many hungry mouths. But...
by chung chinyi | Aug 30, 2025 | Uncategorized
Singapore Home Loan Market Dynamics and Savings Opportunities Imagine waking up to find your home loan costs slashed, and thousands of dollars back in your pocket each year. That’s the reality for many Singapore homeowners in 2024 and 2025. Home loan rates have...
