by chung chinyi | May 24, 2025 | Uncategorized
Smart Planning & Apps: Use reservation apps like Eatigo (up to 60% discounts), Chope, and Burpple to find deals Check restaurant Facebook pages for promotions Book strategically – you can cancel reservations up to one minute before Pickup Over Delivery:...
by chung chinyi | May 24, 2025 | Uncategorized
The Scam Structure The perpetrators used a sophisticated approach by impersonating the Monetary Authority of Singapore (MAS) staff and convincing the 68-year-old victim she was involved in money laundering. This type of authority impersonation exploits people’s...
by chung chinyi | May 24, 2025 | Uncategorized
Emergency Fund Guidelines: Start with $2,000 or half a month’s expenses as an initial buffer for common unexpected costs Build toward 3-6 months of living expenses for job loss protection Consider your specific situation: dual-income households might need less,...
by chung chinyi | May 23, 2025 | Uncategorized
The Big Picture: Credit scores are like grades for your financial history – they give lenders a quick way to assess your creditworthiness You actually have multiple credit scores (not just one), and they can vary based on the scoring company, algorithm used, and...
by chung chinyi | May 23, 2025 | Uncategorized
Strategic Realignment: The potential troop reduction seems connected to the Pentagon’s broader Indo-Pacific strategy focused on countering China. The proposed redeployment to Guam positions forces at a strategic hub that’s roughly equidistant from key...
by chung chinyi | May 23, 2025 | Uncategorized
The four traps he identifies are pretty standard: Bait-and-Switch Interest Rates – This is especially prevalent with online banks and credit unions advertising high promotional rates. The key is reading the fine print to understand when rates change and what...
