by chung chinyi | Jun 23, 2025 | Uncategorized
The US airstrikes on Iranian nuclear facilities (Operation Midnight Hammer) on June 22, 2025, have triggered significant market volatility and raised critical concerns about Singapore’s economic vulnerability to oil price shocks. This analysis examines the...
by chung chinyi | Jun 23, 2025 | Uncategorized
As inflation continues to rise in Singapore, eating out has become more expensive than ever. Restaurants and hawker stalls are increasing their prices, making even simple meals a costly affair. For many families, these higher costs can quickly add up. Because of this,...
by chung chinyi | Jun 23, 2025 | Uncategorized
Step 1: Assess Your Current Financial Situation (Singapore Context) Income Assessment Singapore-Specific Considerations: Median household income: ~S$10,099 (2024) CPF contributions: 20% employee + 17% employer = 37% total Bonus structure: Many Singapore employers...
by chung chinyi | Jun 23, 2025 | Uncategorized
UK Fraud Trends: A Comprehensive Analysis Scale and Evolution The UK fraud landscape presents a complex picture of both progress and emerging challenges. Fraud remains the most prevalent crime against individuals in England and Wales, accounting for an estimated 41%...
by chung chinyi | Jun 22, 2025 | Uncategorized
Understanding the Singapore Context Before diving into specific strategies, it’s crucial to understand Singapore’s unique financial landscape. An emergency fund should be a priority and you should have at least 3-6 months of living expenses saved as a...
by chung chinyi | Jun 22, 2025 | Uncategorized
Understanding the Psychology of Revenge Saving The Emotional Economics Behind the Trend “Revenge saving” represents a fascinating psychological shift in financial behavior that mirrors the intensity of post-pandemic “revenge spending” but...
