by chung chinyi | Dec 23, 2025 | Uncategorized
Executive Summary Singapore’s mortgage refinancing landscape in 2024-2025 presents unique challenges shaped by elevated interest rates, regulatory frameworks, and demographic pressures. With SORA rates hovering between 3.3-3.8% and fixed rates at 3.5-4.2%,...
by chung chinyi | Dec 23, 2025 | Uncategorized
Executive Summary This case study examines the evolving geopolitical landscape in the Middle East through the lens of the December 2025 Netanyahu-Trump summit and the Israel-Greece-Cyprus trilateral partnership. It analyzes the multidimensional challenges posed by...
by chung chinyi | Dec 22, 2025 | Uncategorized
Executive Summary As Singapore’s population ages rapidly, with 23.6% aged 65+ by 2030, the Central Provident Fund (CPF) system faces unprecedented pressure. This case study examines retirement adequacy challenges through real scenarios and proposes actionable...
by chung chinyi | Dec 22, 2025 | Uncategorized
Restaurant Overview Viva Lavender represents a modern European dining concept nestled in the quieter residential corridors of Lavender Street, Singapore. This establishment bridges the gap between casual neighborhood eatery and sophisticated dining destination,...
by chung chinyi | Dec 22, 2025 | Uncategorized
Case Study: The South African Recruitment Deception Background In July 2025, at least 17 South African men aged 20-39 were lured to Russia under the promise of receiving elite VIP bodyguard training. What began as an apparent legitimate opportunity for career...
by chung chinyi | Dec 22, 2025 | Uncategorized
China Replaces Commanders Overseeing Beijing and Taiwan Operations: A Political‑Strategic Analysis AbstractIn December 2025 the People’s Republic of China (PRC) announced a high‑level reshuffle of its PLA theatre‑command leadership: General Yang Zhibin was appointed...
