Global financial stability and dollar’s role in markets
The Core Warning The Bank for International Settlements (BIS) is warning about potential instability in the massive $113 trillion foreign exchange swap market. The concern centres on non-bank financial firms holding over $80 trillion in FX swaps, which are essentially...
Palantir vs Nu Holdings: Fintech Investment Analysis
Palantir Technologies (PLTR) and Nu Holdings (NU) represent two distinct fintech investment paradigms: infrastructure enablement versus direct financial services disruption. Their contrasting approaches offer different exposure to fintech growth while presenting...
Beyond banking for consumers report 2025
Beyond Banking for Consumers Analysis Report 2025: Key Insights Executive Overview The banking industry is undergoing a fundamental transformation as traditional financial institutions expand beyond core banking services to offer holistic value propositions. This...
Bank Scams in Singapore
Singapore's highly digitised banking environment and tech-savvy population make it both a target and a leader in combating financial fraud. With digital payment adoption rates exceeding 95% and one of the world's highest smartphone penetration rates, Singapore faces...
The benefits of boredom
https://www.straitstimes.com/opinion/boredom-gets-a-bad-rap-but-science-says-it-can-actually-be-good-for-us This article presents a compelling reframing of boredom as a potentially beneficial state rather than something to avoid. The authors make a strong case for how...
Trump’s Golden Dome Missile Defense System
The Golden Dome Project: Trump announced a space-based missile defence shield using hundreds or thousands of satellites Initial funding of $25 billion proposed, with total costs estimated at $175 billion (though likely much higher) Promises "close to 100% protection",...
Fiscal Pressures in the US under Trump
The Core Problem The US faces a dangerous combination of massive tax cuts (extending 2017 cuts at a cost of $3.8-5.2 trillion over 10 years) with no credible funding mechanism. This is happening against a backdrop of already elevated deficits (6.4% of GDP) and record...
Hong Kong’s Tightening National Security Measures
Rapid Legal Changes: The speed of implementation is remarkable - these subsidiary laws were enacted within a day using a "negative vetting" process, bypassing the usual lengthy legislative review. This suggests authorities wanted to formalise and expand Beijing's...
Shadow Banking and its Risks
Defining Shadow Banking in Singapore's Context Shadow banking refers to credit intermediation and financial services provided by entities outside the traditional banking regulatory perimeter. In Singapore, this encompasses a diverse ecosystem including hedge funds,...
Citigroup expands AI tools in Hong Kong banking
Citigroup's AI Initiative: Launched "Citi AI" tools for internal operations in Hong Kong Currently serves 150,000 employees across 11 countries Focuses on information retrieval, document summarization, and communication assistance Plans further market expansion in...