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Investment Property Refinancing Guide

Investment Property Refinancing Guide

Investment property refinancing in Singapore operates within a highly regulated framework that differs significantly from the US market. The key regulatory constraints include the Total Debt Servicing Ratio (TDSR) framework, Additional Buyer's Stamp Duty (ABSD)...

Chamoon Hot Pot Omakase Experience

Chamoon Hot Pot Omakase Experience

Chamoon Hot Pot (享月汤皇) - China's top clear soup hotpot brand Concept: Premium omakase-style hotpot experience Signature: 12-course Truffle Omakase Menu Positioning: "Hermès Set Menu of the Hot Pot World" Ambience & Experience Service Style & Atmosphere...

Side Hustles Going Mainstream in Singapore

Side Hustles Going Mainstream in Singapore

The side hustle economy has reached unprecedented levels, fundamentally reshaping how we think about work and income. 39% of working Americans report having a side hustle, amounting to as many as 80 million people. Among millennials, that statistic rises to 50%, while...

Tourism’s historical roots

Tourism’s historical roots

The Phenomenon of Overtourism Understanding Overtourism Overtourism occurs when tourist volumes exceed a destination's carrying capacity, creating negative impacts on local communities, infrastructure, culture, and the environment. This phenomenon has intensified...

Examinations in the Age of AI

Examinations in the Age of AI

Introduction: The Paradigm Shift Singapore stands at a critical juncture in its educational evolution. The nation that built its economic success on meritocratic principles anchored by rigorous examinations now faces a fundamental question: How do we maintain the...

Les Mains Deli @ The URA Centre

Les Mains Deli @ The URA Centre

Les Mains Deli represents a sophisticated evolution of healthy dining in Singapore's bustling business district. Located strategically on the ground floor of The URA Centre, this cosy café serves as an extension of the beloved Les Mains Bakery from Opera Estate,...

Singapore mortgage market outlook

Singapore mortgage market outlook

Singapore Mortgage Market Analysis 2025-2026: Applying US Predictions to Local Context Executive Summary While the US mortgage market faces challenging conditions with rates stuck in the 6% range, Singapore presents a markedly different landscape. Current Singapore...