by chung chinyi | Nov 21, 2025 | Uncategorized
While Singapore’s robust housing framework prevents U.S.-style foreclosure crises, emerging indicators suggest growing financial stress among lower-middle-income homeowners. This case study examines three representative households facing mortgage pressures and...
by chung chinyi | Nov 21, 2025 | Uncategorized
All Hands Café represents a bold reinvention of the Telok Ayer dining scene, transforming from the former steakhouse Boeuf into a vibrant Japanese-inspired café. Located at 159 Telok Ayer Street, this beautifully renovated shophouse combines modern aesthetics with...
by chung chinyi | Nov 20, 2025 | Uncategorized
The Paradox of Interdependence: Analyzing U.S. Borrowing from Chinese State Banks and its Long-Term Implications for SingaporeAbstract This paper examines the significant and paradoxical findings of a recent AidData report, which reveals that the United States has...
by chung chinyi | Nov 20, 2025 | Uncategorized
Singapore vs UK Deposit Protection Comparison Current Protection Levels: Singapore: S$100,000 per depositor per bank (effective from April 1, 2024) SdicSdic UK: £120,000 per depositor per banking license (effective December 1, 2025) At current exchange rates (~£1 =...
by chung chinyi | Nov 20, 2025 | Uncategorized
Navigating the Digital Mirage: A Comparative Analysis of Generative AI and Specialised Platforms for Personal Finance in SingaporeAbstract Generative artificial intelligence (AI) refers to systems that produce novel outputs — text, images, or code — by learning...
by chung chinyi | Nov 20, 2025 | Uncategorized
Introduction: From Static Skills to Dynamic Capabilities In an era where artificial intelligence displaces job functions overnight and geopolitical shifts redraw supply chains within quarters, Singapore’s workforce faces an unprecedented challenge: the shelf...
by chung chinyi | Nov 19, 2025 | Uncategorized
The Slowdown That Signals a New Economic Era The International Monetary Fund’s latest forecast paints a sobering picture of the global economic landscape. The projection of 2.9% growth for G20 economies by 2030 represents more than just a statistical decline—it...
by chung chinyi | Nov 19, 2025 | Uncategorized
Deputy Prime Minister Wong underscored that distributional objectives in Singapore are pursued through a broad toolkit beyond taxation, with emphasis on public housing, compulsory savings, and targeted transfers. Wealth accumulation for lower-income households is...
by chung chinyi | Nov 19, 2025 | Uncategorized
The Incident: A Dangerous Escalation On November 19, 2025, British Defence Secretary John Healey made an unprecedented announcement that sent ripples through the international security community. The Russian intelligence vessel Yantar had directed lasers at Royal Air...
by chung chinyi | Nov 19, 2025 | Uncategorized
Bloomberg New Economy Forum Discussion Minister Josephine Teo’s Key Points On Cost Barriers for SMEs Mrs. Teo directly addressed concerns that AI adoption is prohibitively expensive for smaller businesses. Her main argument centers on the misconception that AI...
