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Home Renovation Tips

Home Renovation Tips

Analysis of Home Renovation Tips and Their Impact on Design Costs in Singapore Financial Planning Insights from the Article The article highlights several critical financial insights for homeowners in Singapore, particularly first-time homeowners of BTO flats. The...

Risks of Giving Personal Loans

Risks of Giving Personal Loans

The article "The Risk of Giving Personal Loans to Others" by Tan Ooi Boon highlights several significant risks when lending money to others: Default risk: The borrower can simply decide not to repay the loan. False security: Documents like signed checks offer little...

AI transforms human restaurants

AI transforms human restaurants

The article "How your favourite restaurants are using AI" by Tan Hsueh Yun discusses how Singapore restaurants are adopting AI technology in various aspects of their business: Design and Marketing Applications: Restaurants are using AI to generate artwork for walls,...

Financial preparation for sudden job loss

Financial preparation for sudden job loss

Analysing Financial Preparation for Job Loss: The Critical Role of Pre-Unemployment Planning Understanding the Psychology of Financial Preparation When analysing how people prepare financially for job loss, we must first acknowledge that many don't prepare adequately....

Psychological Money Hacks for Singapore

Psychological Money Hacks for Singapore

1. Not Saving Card Information on Devices Singapore-Specific Analysis Singapore's digital payment ecosystem is extraordinarily robust, with 98% of Singaporeans using e-payments regularly according to recent surveys. The convenience factor is exceptionally high with:...

Singapore Food Recipes & Cooking Instructions

Singapore Food Recipes & Cooking Instructions

In the face of an impending crisis marked by food shortages and the looming threat of World War III, coupled with rising tariffs and inflation, home cooking has become a practical solution to manage expenses. Preparing meals at home not only helps in cutting costs but...

Singapore’s Must-Try Dishes

Singapore’s Must-Try Dishes

As inflation continues to rise, driven by tariffs and ongoing tensions between China and the U.S., it becomes increasingly important to manage our expenses wisely. One area where we can exercise financial prudence is in our spending on meals. Opting for...

Exploring Embedded Finance Trends in Banking

Exploring Embedded Finance Trends in Banking

Embedded Finance: Reshaping Banking & Implications for Singapore 1. Understanding Embedded Finance Core Concept Embedded finance represents the integration of financial services directly into non-financial platforms and applications. Rather than requiring users to...