Financial planning for young adults
The original savings advice for Gen Z, while fundamentally sound, requires significant adaptation for Singapore's unique financial ecosystem. Singapore's mandatory CPF system, extreme housing costs, and cultural expectations create both opportunities and challenges...
Japanese Food Hawker Stalls in Singapore
Rise of Japanese Food Hawker Stalls Market Trends Chef Migration: Former restaurant chefs pivoting to hawker entrepreneurship Low Barrier Entry: Start-up costs $20,000-50,000 vs $300,000+ for restaurants Quality Focus: Restaurant-standard food at hawker prices Target...
What’s changing with USPS delivery
Key Changes Starting April 1, 2025 Delivery Speed Adjustments: 75% of First-Class Mail will see no change in delivery times 14% will arrive faster than before 11% will be delivered more slowly (but still within 5 days) Service Types Affected: First-Class Mail...
Pura Brasa’s New Pinchos Menu
Located at Guoco Tower, Pura Brasa introduces an exciting new chapter in Singapore's Spanish dining scene with their comprehensive Pinchos menu - perfect for both casual after-work gatherings and sophisticated weekend dining. The Pinchos Experience: Small Bites, Big...
Financial Planning Guide for Singapore
1. Foundation: Understanding Your Financial Position 1.1 Calculate Your Net Worth (Singapore Context) Assets in Singapore: Property: HDB flats, private condominiums, landed properties Consider current market valuations (use URA property price index) Factor in CPF...
Shrinkflation: Production Size Reduction
Shrinkflation—the practice of reducing product sizes while maintaining prices—represents a sophisticated form of stealth inflation that has become increasingly prevalent in global markets. In Singapore's unique economic and retail landscape, this phenomenon takes on...
NEET crisis affecting young adults
The Scale of the Problem According to the Federal Reserve Bank of St. Louis, about 16% of young people ages 18-24 are considered "disconnected youth" or NEETs, translating to nearly 5 million Americans. This represents a significant portion of an entire generation...
Stopping Money Fights
Understanding the Root Causes of Money Conflicts Cultural and Social Pressures in Singapore Money fights among couples in Singapore are intensified by unique cultural and economic pressures: The "Kiasu" Culture: Singapore's competitive society creates pressure to keep...
Mr Grumpy’s Crispy Fried Chicken Rice
While prices rise all around us, there’s still magic to be found in a simple hawker meal. Even with inflation, some dishes stay kind to your wallet and your soul. Take my recent find: Mr. Grumpy nasi ayam goreng. Crispy chicken, golden and hot, resting on a bed of...
Qonto’s European Fintech Expansion
Qonto's filing for a French banking license represents a significant milestone in the European B2B fintech maturation cycle, with profound implications for Singapore and ASEAN fintech ecosystems. This analysis examines the strategic, regulatory, and competitive...