by chung chinyi | Jan 16, 2026 | Uncategorized
The Trend More than one in five car loans now stretch to seven years or longer, with average loan terms reaching about 70 months for both new and used cars. This represents a significant shift—ten years ago, loan terms averaged around 67 months. Why It’s...
by chung chinyi | Jan 16, 2026 | Uncategorized
Impact Analysis of TSMC’s Q4 2025 Results on Singapore Date: January 2026Context: TSMC reported record Q4 revenue of $33.73B, beating estimates and signaling robust AI demand Executive Summary TSMC’s exceptional Q4 2025 results validate Singapore’s...
by chung chinyi | Jan 16, 2026 | Uncategorized
Case Study: The Trump “Board of Peace” Initiative Background Context The US-backed Gaza peace plan entered its first phase on October 10, 2025, successfully facilitating the return of hostages held by Hamas and establishing a ceasefire after prolonged...
by chung chinyi | Jan 16, 2026 | Uncategorized
The removal of Nicolas Maduro has created both an opportunity and a crisis for Venezuela. The country now stands at a crossroads, with competing visions for its future. Here are comprehensive solutions across multiple dimensions to navigate this critical transition...
by chung chinyi | Jan 16, 2026 | Uncategorized
Executive Summary The proposed trilateral defence agreement between Pakistan, Saudi Arabia, and Turkey represents a significant shift in Middle Eastern and South Asian security architecture. For Singapore, this development carries implications for regional stability,...
by chung chinyi | Jan 16, 2026 | Uncategorized
Executive Summary The latest Russian aerial bombardment of Ukraine’s energy infrastructure, discussed in NATO Secretary General Mark Rutte’s recent conversation with President Volodymyr Zelenskiy, represents more than a distant humanitarian crisis for...
by chung chinyi | Jan 16, 2026 | Uncategorized
Premium Tier: Luxury Indulgence Fyre Singapore Price: $98/500g | Value Rating: 6/10 This is bak kwa elevated to art form. The lychee wood-smoked version represents a month-long marinade process with 36 spices, using premium pork jowl and loin cuts. The result is...
by chung chinyi | Jan 16, 2026 | Uncategorized
Executive Summary This case study examines the potential implementation of a 10% interest rate cap on credit cards in Singapore, modeled after proposals in the United States. The analysis reveals that while intended to protect consumers, such a policy could...
by chung chinyi | Jan 15, 2026 | Uncategorized
Executive Summary Taiwan Semiconductor Manufacturing Co.’s record-breaking Q4 2025 results, with revenue reaching $33.73 billion and profits of $3.14 per ADS, signal sustained momentum in AI-driven semiconductor demand. For Singapore, a critical hub in the...
by chung chinyi | Jan 15, 2026 | Uncategorized
Let me reframe these financial regrets with scenarios that resonate with Singaporean life: 1. Impulse Purchases (28% of respondents) The Problem: Shopping out of boredom or stress leads to buying things you don’t need, which can seriously damage your...
