Singapore Savings Account Crisis

Singapore Savings Account Crisis

Executive Summary Singapore’s savings account landscape has experienced unprecedented turbulence in 2025, with interest rates plummeting from attractive highs to concerning lows within a single year. This case study examines the systematic erosion of retail...
Treasury Market Dynamics

Treasury Market Dynamics

Case Study: December 2024 Treasury Selloff Background Context The Treasury market experienced significant pressure in early December 2024, driven by a confluence of domestic and international factors. The 10-year Treasury yield surged to 4.09%, while shorter...
RBI Digital Banking Guidelines

RBI Digital Banking Guidelines

Executive Summary The Reserve Bank of India’s (RBI) December 2025 digital banking guidelines represent a pivotal regulatory intervention in India’s rapidly evolving financial technology landscape. These regulations balance the imperative of digital...