Strategies to reduce monthly bills
Understanding your spending is crucial—you can't make meaningful changes without knowing where your money actually goes. Tracking your spending through bank statements, apps, or simple spreadsheets gives you the Awareness needed to identify problem areas. Creating the...
Strategies to weather financial uncertainty
The emphasis on building emergency savings and paying down debt makes particular sense during volatile times. Having 3-6 months of expenses readily available provides crucial breathing room, while reducing variable-rate debt protects you from rising interest costs...
Using prepaid cards to pay bills
Can you pay bills with prepaid cards? Yes, both prepaid debit cards and network-branded gift cards (Visa/Mastercard) can be used to pay bills, provided there are sufficient funds loaded on the card. How it works: The card's processor (Visa, MasterCard, Discover, or...
Singapore Food Guide
As inflation surges to unprecedented heights, individuals everywhere are feeling the tightening grip on their finances. In Singapore, where the cost of living is notoriously steep, making savvy spending decisions has never been more crucial, especially when it comes...
Fake friend scams cost Singaporeans over $650k
https://www.straitstimes.com/singapore/more-than-650000-lost-to-fake-friend-scams-since-april This news article highlights a concerning trend in Singapore: scammers are exploiting people's trust through "fake friend" scams. The scale is significant—over $650,000 has...
Understanding Bank Runs and Financial Stability
Bank Runs: Deep Analysis and Impact on Singapore Understanding Bank Runs: Psychological and Economic Dynamics The Psychology of Panic Bank runs represent one of the most vivid examples of collective panic in financial markets. They operate on a fundamental asymmetry:...
Safe Money Storage Options
Safe Places to Keep Your Money: A Comprehensive Guide Overview While savings accounts are popular, several safe alternatives can offer better returns or different benefits. The key is finding options that balance safety, accessibility, and yield based on your specific...
2025 trends in online banking
Bank of America Leads the Pack Bank of America maintains its top position in Keynova Group's Online Banker Scorecard, recognised for its comprehensive online banking capabilities and superior customer experience practices among 18 central U.S. retail banks. Debit Card...
Singapore Cheap Eats Guide
As inflation continues to rise at alarming levels, people everywhere are feeling the pinch in their wallets. In Singapore, where the cost of living is already high, it's become increasingly important to spend wisely, especially when it comes to meals. The vibrant food...
Thailand’s Solar Industry Crisis
Thailand's Solar Industry Crisis: Analysis of US-China Trade War Impact Executive Summary Thailand's solar manufacturing industry faces an unprecedented crisis as it becomes collateral damage in the escalating US-China trade war. What began as Chinese companies...