Benefits of Credit Card-Free Living in Singapore
1. Financial Security and Peace of Mind Elimination of Debt Risk: Living without credit cards completely removes the risk of falling into high-interest debt. Singapore's credit card delinquency rate is less than 1% as of Q3 2024. Response to Letter “Take more...
Financial Freedom Strategies
Wang Gungwu’s Historical Lens on Contemporary US-China Relations
Introduction: The Historian's Long View Professor Wang Gungwu's insights into Chinese history, culture, and contemporary geopolitics offer a profound analytical framework for understanding the current US-China trade tensions. His distinction between "culture" and...
AI Agent Revolution Stocks
The AI agent revolution represents a paradigm shift from traditional AI tools to autonomous software that can perform complex business tasks independently. This analysis covers three key growth stocks positioned to benefit from this transformation, along with...
Budget Steamboat Buffets in Singapore
1. GoroGoro Steamboat & Korean Buffet Pricing: $18.90++ per pax Location: Orchard (The Centrepoint) Address: 176 Orchard Rd, #03-43 The Centrepoint, Singapore 238843 Ambience: Modern Korean-inspired decor with spacious seating, contemporary lighting, and minimal...
Climate Finance Developments
The global climate finance landscape is experiencing significant turbulence that threatens to undermine international efforts to address climate change. Key developments include major international lenders retreating from climate commitments, massive financing gaps...
Credit Suisse Collapse 2023: Global Banking Implications
The collapse of Credit Suisse in March 2023 represents one of the most significant banking failures in modern history, exposing critical weaknesses in the global "too big to fail" framework and raising fundamental questions about banking regulation, resolution...
Transformative Banking Trends and Singapore Impact 2025
The global banking and financial services sector is experiencing unprecedented transformation driven by quantum computing, artificial intelligence, blockchain technology, and Central Bank Digital Currencies (CBDCs). Singapore, as a leading financial hub in Asia, is...
Ukraine’s Conventional Inflation Targeting Strategy
Ukraine's commitment to returning to conventional inflation targeting represents a significant shift in monetary policy with far-reaching implications for global banking systems, particularly in the Asia-Pacific region. This analysis examines the strategic framework,...
Money Dysmorphia in Singapore
Understanding Money Dysmorphia in the Singapore Context Money dysmorphia represents a profound disconnect between financial reality and perception, creating a distorted lens through which individuals view their economic well-being. In Singapore's unique socioeconomic...