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Creative uses for CDC vouchers

Creative uses for CDC vouchers

Dance classes at Cindini Dance International (including dance gear) Craft workshops like leatherworking at Choo-P and candle-making at GentleHands Independent bookstores like Jing Si Books & Cafe and Basheer Graphic Books Musical instruments from Xin Yue Music...

Singapore’s evolving dining landscape

Singapore’s evolving dining landscape

Fast-Casual Restaurant Analysis: Singapore Market Rise of Fast-Casual Restaurants Market Drivers Economic belt-tightening: Consumers reducing dining expenses but maintaining social eating habits Middle-ground positioning: Between hawker centres and full-service...

Cryptocurrency trends in 2025

Cryptocurrency trends in 2025

Bank Stablecoins: The idea of major banks collaborating on stablecoins has been discussed in the financial industry for some time. Banks have been exploring blockchain technology and digital currencies to improve payment processing, particularly for cross-border...

Alphabet’s AI boosts advertiser ROI

Alphabet’s AI boosts advertiser ROI

AI improvements are delivering tangible value to advertisers - a 6:1 return on ad spend for Google Search ads is quite strong and suggests the company's AI investments are translating into better targeting and conversion rates. A few observations about this analysis:...

Money saving food hacks in Singapore

Money saving food hacks in Singapore

Smart Planning & Apps: Use reservation apps like Eatigo (up to 60% discounts), Chope, and Burpple to find deals Check restaurant Facebook pages for promotions Book strategically - you can cancel reservations up to one minute before Pickup Over Delivery: Choose...

Building an emergency savings fund

Building an emergency savings fund

Emergency Fund Guidelines: Start with $2,000 or half a month's expenses as an initial buffer for common unexpected costs Build toward 3-6 months of living expenses for job loss protection Consider your specific situation: dual-income households might need less, while...

Understanding Credit Scores

Understanding Credit Scores

The Big Picture: Credit scores are like grades for your financial history - they give lenders a quick way to assess your creditworthiness You actually have multiple credit scores (not just one), and they can vary based on the scoring company, algorithm used, and which...

US Troop Withdrawal from South Korea

US Troop Withdrawal from South Korea

Strategic Realignment: The potential troop reduction seems connected to the Pentagon's broader Indo-Pacific strategy focused on countering China. The proposed redeployment to Guam positions forces at a strategic hub that's roughly equidistant from key allies like...