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Restaurant tip handling wage theft

Restaurant tip handling wage theft

Analysis: How Customer Tips Get Diverted to Subsidize Employer Labor Costs The Core Mechanism of Tip Diversion The fundamental issue lies in the gap between customer intent and actual money flow. When customers tip, they believe they’re providing additional...
Affordable Singapore Eateries

Affordable Singapore Eateries

Times are tough. Prices keep climbing, and the world feels on edge. The news talks of trade wars and unrest. In moments like these, it makes sense to watch what we spend. But good food should not be out of reach. Singapore’s streets are alive with flavors waiting to...
Coinbase Q2 earnings preview

Coinbase Q2 earnings preview

Coinbase stands at a crossroads. This Thursday, after the closing bell, all eyes will be on its Q2 earnings. The market expects fireworks — options traders are bracing for a swing, up or down, of about 7%. With shares hovering near $371, the next move could set the...
Singapore’s Economic Outlook in 2025

Singapore’s Economic Outlook in 2025

Singapore’s economy presents a tale of two halves in 2025. While the first half exceeded expectations with strong 4.3% year-on-year growth in Q2, driven primarily by front-loading of export orders ahead of escalating US tariffs, the remainder of 2025 faces...
Emergency fund recovery strategies

Emergency fund recovery strategies

Picture this: your car breaks down or a medical bill land in your inbox. For nearly 4 in 10 Americans, that $400 emergency can feel like a mountain. But here’s the truth — using your emergency fund isn’t a setback. It means you planned ahead, and your safety net...
Singapore’s Best Budget Eats

Singapore’s Best Budget Eats

Life in Singapore can feel like a storm these days. Prices climb. News talks of war and trade fights. Each meal feels heavier on your wallet. But there is hope — right at your doorstep. Hidden in busy streets and quiet corners, budget restaurants offer more than just...
Bank financial health assessment guide

Bank financial health assessment guide

Imagine holding your money in a place that feels safe and strong, no matter what storms come. That’s the peace of mind Bauer Financial Ratings brings. Bauer is an independent company. It takes a close look at banks and credit unions, using real data from official...
Digital spending psychology

Digital spending psychology

What is the Cashless Effect? Imagine the feel of crisp bills in your hand. When you count out cash, every dollar leaves a mark. You notice the money leaving, and with it, a small ache. This is the “pain of paying.” It’s real, and it helps you pause before you...
UK Financial Regulation Tensions

UK Financial Regulation Tensions

A storm is brewing at the heart of Britain’s financial world. Rachel Reeves, the new Chancellor, wants to spark growth and sweep away red tape. Andrew Bailey, the Bank of England’s Governor, stands firm as the gatekeeper, wary of anything that might shake stability....