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S&P 500 Market performance analysis

S&P 500 Market performance analysis

The market felt a chill last Friday. The S&P 500 tumbled 1.6%, shaken by a jobs report that dashed hopes and raised new fears. Wall Street’s pulse quickened, not from excitement, but worry. Amazon, usually a star, dropped over 8%. Even strong sales could not...
Balancing debt and retirement savings

Balancing debt and retirement savings

Imagine your future self, living with ease and freedom. That dream is built on the choices you make today.If you stop saving for retirement, you lose more than you think. Not only do you miss out on the magic of compound growth, but you also leave behind free money...
Lessons in financial resilience

Lessons in financial resilience

Ms. Daphne Tan, a finance executive at CMC Markets Singapore has a story that offers several compelling lessons about financial resilience and career development. The most striking aspect is how a moment of financial crisis in her university days – being unable...
Discovering Authentic Hawker Culture

Discovering Authentic Hawker Culture

Step into the heart of Smith Street, and you’ll find a place where time slows down. Chinatown Complex Market and Food Centre hums with life. The air is thick with the scents of garlic, soy, and spice. This is not a polished tourist stop. Here, the glow comes from...
US-China trade tariff escalation

US-China trade tariff escalation

New Tariff Rates Announced The world held its breath as President Trump signed a new order on July 31, 2025. Tariffs up to 41% now shadow dozens of countries, reshaping the rules of global trade overnight. For Southeast Asia, the storm eased — just a little. Malaysia,...
Market decline and economic uncertainty

Market decline and economic uncertainty

August 1, 2025. The world seemed to hold its breath. Stocks plunged as red numbers raced across every screen. The Dow dropped over 500 points. Tech giants, once untouchable, fell hard. Even Amazon slipped by 8%. Bitcoin crashed below $114,000. A weak jobs report made...
Bank savings psychology

Bank savings psychology

Ever wonder why saving money feels easier than it used to? The answer is right in your pocket. Big banks like Chase, Wells Fargo, and Bank of America have turned their apps into quiet helpers, guiding you to save without a second thought. Your phone pings with gentle...