by chung chinyi | Jul 30, 2025 | Uncategorized
A shadow has fallen over HSBC’s Swiss private bank. Swiss and French police are pulling back the curtain on years of secret dealings. At the heart of the matter: hundreds of millions moved for powerful clients, with few questions asked. These aren’t just numbers on a...
by chung chinyi | Jul 30, 2025 | Uncategorized
For years, buybacks were king. Companies bought back shares, fueled by cheap money and friendly tax rules. It was easy. It was flexible. But the world has changed.Interest rates now climb higher. Markets sit near their peaks. New taxes nibble at buyback profits....
by chung chinyi | Jul 30, 2025 | Uncategorized
Analysis: How Customer Tips Get Diverted to Subsidize Employer Labor Costs The Core Mechanism of Tip Diversion The fundamental issue lies in the gap between customer intent and actual money flow. When customers tip, they believe they’re providing additional...
by chung chinyi | Jul 30, 2025 | Uncategorized
Times are tough. Prices keep climbing, and the world feels on edge. The news talks of trade wars and unrest. In moments like these, it makes sense to watch what we spend. But good food should not be out of reach. Singapore’s streets are alive with flavors waiting to...
by chung chinyi | Jul 30, 2025 | Uncategorized
Coinbase stands at a crossroads. This Thursday, after the closing bell, all eyes will be on its Q2 earnings. The market expects fireworks — options traders are bracing for a swing, up or down, of about 7%. With shares hovering near $371, the next move could set the...
by chung chinyi | Jul 30, 2025 | Uncategorized
Singapore’s economy presents a tale of two halves in 2025. While the first half exceeded expectations with strong 4.3% year-on-year growth in Q2, driven primarily by front-loading of export orders ahead of escalating US tariffs, the remainder of 2025 faces...
by chung chinyi | Jul 30, 2025 | Uncategorized
Picture this: your car breaks down or a medical bill land in your inbox. For nearly 4 in 10 Americans, that $400 emergency can feel like a mountain. But here’s the truth — using your emergency fund isn’t a setback. It means you planned ahead, and your safety net...
by chung chinyi | Jul 30, 2025 | Uncategorized
Life in Singapore can feel like a storm these days. Prices climb. News talks of war and trade fights. Each meal feels heavier on your wallet. But there is hope — right at your doorstep. Hidden in busy streets and quiet corners, budget restaurants offer more than just...
by chung chinyi | Jul 30, 2025 | Uncategorized
Imagine holding your money in a place that feels safe and strong, no matter what storms come. That’s the peace of mind Bauer Financial Ratings brings. Bauer is an independent company. It takes a close look at banks and credit unions, using real data from official...
by chung chinyi | Jul 30, 2025 | Uncategorized
What is the Cashless Effect? Imagine the feel of crisp bills in your hand. When you count out cash, every dollar leaves a mark. You notice the money leaving, and with it, a small ache. This is the “pain of paying.” It’s real, and it helps you pause before you...
