by chung chinyi | Jul 18, 2025 | Uncategorized
What ChatGPT Recommended: Custodial Accounts (UGMA/UTMA) – These allow investing in stocks and securities, with funds transferring to the child at legal adulthood. No contribution limits, and favorable tax treatment. 529 Plan – Education savings account...
by chung chinyi | Jul 18, 2025 | Uncategorized
When applying ChatGPT’s financial advice framework to Singapore’s savings landscape, the AI’s reliability issues become even more pronounced. While the US analysis showed rate inaccuracies of 0.5-1%, Singapore’s unique banking environment and...
by chung chinyi | Jul 18, 2025 | Uncategorized
The core argument is that AI tools are “pattern predictors, not substitutes for human reasoning.” This is a crucial distinction – while ChatGPT can process vast amounts of financial information and provide grammatically correct responses, it lacks...
by chung chinyi | Jul 18, 2025 | Uncategorized
Investment Strategies Mentioned Imagine standing at the edge of a bustling market, where everyone seems to be rushing toward the latest shiny opportunity. The temptation is real — but wisdom whispers: don’t chase, assess. Rather than letting fear of missing out...
by chung chinyi | Jul 18, 2025 | Uncategorized
In the crowded landscape of web browsers, Maxthon has carved out a distinctive niche as a pioneer in cross-device synchronization and cloud integration. Originally discovered by Team RIO as a “ridiculously well-kept secret” in 2013, Maxthon has evolved...
by chung chinyi | Jul 18, 2025 | Uncategorized
The Technical Leadership Gap There has been a critical challenge in banking. While AI, blockchain, and other emerging technologies are reshaping the industry, many banking professionals lack formal training in these areas. This creates a significant barrier to...
by chung chinyi | Jul 18, 2025 | Uncategorized
Korean BBQ, known as “gogi-gui” (고기구이), is more than just grilled meat—it’s a cultural dining experience that brings people together around sizzling grills. The sizzle hits your ears first. The rich aroma drifts through the air, promising warmth and...
by chung chinyi | Jul 18, 2025 | Uncategorized
Research Collaboration Overview OCBC is conducting a 12-month research program with NUS, NTU, and SMU, focusing on three critical areas where quantum technology could transform banking operations: Derivative Pricing (with NUS): The partnership will explore quantum...
by chung chinyi | Jul 17, 2025 | Uncategorized
Bank of England’s Dollar Risk Assessment The Bank of England has asked some UK lenders to test their resilience to potential U.S. dollar shocks, including extreme scenarios where the dollar swap market could completely dry up. This follows similar requests from...
by chung chinyi | Jul 17, 2025 | Uncategorized
Owning a home should be a dream within reach, not a gift handed down. But today, seven in ten new Canadian homebuyers need help from family to unlock the front door. For many, it feels like the only real key is inherited wealth, not hard work. Saving for a down...
